Free Kasasa Cash Back Checking

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Choose checking that pays you up to $10 monthly in cash back!*

You probably use your debit card several times a week, if not daily — get something back for all that spending! Free Kasasa Cash Back® checking rewards you up to $10 each month in cash back on debit card purchases when you do just a few banking basics.*

Couple that cash with up to $25 a month in refunds on ATM fees all over the country!* Use your rewards any way you like — or have them moved to your Kasasa Saver® account automatically for easy savings.

Summary
  • Free checking that pays you back
  • 2.50% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $400 in purchases monthly
    • Earn up to $10 cash back per month
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Link to Kasasa Saver® to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking
  • Free Visa® debit card
  • Unlimited check writing
  • $100 minimum deposit to open

Earning Rewards Is Easy As 1,2,3! 

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or 1 ACH debit transaction post and settle
  • Be enrolled in and agree to receive eStatements 

See? Simple! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

Qualifications Information: 

To earn your rewards just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least one ACH Credit or ACH debit transaction post and settle to your account.   
  • Have at least 12 PIN-based or signature-based debit card purchases, each greater than $5.00, post and settle 
  • Be enrolled in and agree to receive e-statements

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.50% cash back on up to a total of $400 PIN or signature based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25.00 per month (up to a maximum of $4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within 60 calendar days of the transaction date for reimbursement of individual ATM fees of $5.00 or more.  When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle  Rates and rewards are variable and may change after account is opened at the Bank’s discretion.

*When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield.  APYs accurate as of 01/04/2016.  Rates and rewards are variable and may change at the Bank’s discretion after account is opened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A deposit of $100 is required to open the account. Monthly ACH Credit or ACH Debit transactions, enrollment to receive estatements, and twelve debit card purchases are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit one account per social security number/individual taxpayer identification number.  There are no recurring monthly service charges or fees to open or close this account. Contact one of our Bank’s customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.  Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.

View our full Kasasa Cash Back disclosure.