Rates

APY = Annual Percentage Yield. Rates effective as of December 23, 2015. Fees may reduce earnings.

Free Kasasa Cash Checking*

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Balance Minimum Required Opening Deposit Interest Rate APY
$0 - $10,000 $100 2.50% 2.53%
$10,000+ $100 0.25% 0.45 to 0.25%
All balances if qualifications not met $100 0.01% 0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or 1 ACH debit transaction post and settle
  • Be enrolled in and agree to receive eStatements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*

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Balance Minimum Required Opening Deposit Interest Rate APY
0 - $10,000 $100 0.49% 0.50%
$10,000+ $100 0.25% 0.27 to 0.25%
Qualifications not met $100 0.01% 0.01%

Qualifications

Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Have at least 1 direct deposit or 1 ACH debit transaction post and settle
  • Be enrolled in and agree to receive eStatements

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.